Welcome to Escrow Answers!  This website is designed to provide general information and guidance about mortgage escrow accounts.  This information may be useful for borrower, homeowners, banks, non-bank lenders, title, escrow, or settlement companies.

Escrow accounts are involved in a majority of Mortgage Loans but even if you don’t have an escrow account, it is important that you understand how they work so there are no surprises with your taxes and insurance! Escrow accounts are used for Property Tax, Homeowners Insurance, and Mortgage Insurance. You can find information on each of these three ‘escrow items’ as well as definitions, answers to frequently asked questions (FAQ), calculators and more!  Check out any special requirements that may be applicable to you based on the state you reside or work in.  Follow us on Facebook, Twitter, Linkedin and Tumblr using the links at the top right of this page!


This website is for general information and guidance only, the accuracy of the information is not guaranteed to be applicable to individual circumstances. You should always consult with a qualified professional before making any decisions regarding your escrow account.